html, body {
margin: 0px;
padding: 0px;
border: 0px;
}
body {
color: #000;
background-color: #fff;
font-size: 12pt;
font-family: "Times New Roman", Times, Georgia, serif;
text-align: center;
 }
#image_holder,#side_nav, #bottom_nav, #side_info, #footer {
font-family: Verdana, Arial, Helvetica, sans-serif;
}
 #carrier {
margin: auto;
text-align: left;
 }
 #header {
 text-align: center;
 padding: 0px;
margin: 0px;
 }
 #text {
 margin: 12px;
 padding: 12px;
 }
 #image_holder {
text-align: center;
padding: 0px;
margin: 0px;
}
#side_nav {
text-align: left;
padding-top: 10px;
padding-bottom: 10px;
padding-left: 10px;
color: grey;
}
#side_info {
text-align: left;
font-size: 10pt;
padding: 10px;
}
 #footer, #bottom_nav, #side_nav {
 font-size: 9pt;
 text-align: center;
  }
#bottom_nav {
clear: both;
margin-top: 16px; margin-left: 16px;margin-right: 16px;
padding-top: 4px; padding-bottom: 4px;
border-top-style: groove; border-top-color: #ccc;
border-bottom-style: groove; border-bottom-color: #ccc
}
#footer {
 padding-top: 10px; padding-bottom: 10px;
}
ul, ol, td {
font-size: 12pt;
}
#text p  {
font-size: 12pt;
text-align: left;
}
h2, h3, h4, h5, h6 {font-weight: bold; text-indent: 1.5em}
h1  {
font-size: 18pt; 
font-weight: bold; 
margin: 0.67em 0; 
text-align: center;
}
h2   {
font-size: 12pt;
font-family: Verdana, Arial, Helvetica, sans-serif
}
h3   {
font-size: 14pt; 
}
h4   {
font-size: 12pt;
}
h5   {
font-size: 10pt;
}
h6   { font-size: 9pt;
}
.epigraph {
font-size: 12pt;
font-style: italic; 
text-align: right;
}
.comment {
font-size: 12pt;
font-style: italic;
text-align: left; 
padding-top: 12px;
padding-bottom: 12px;
padding-left: 1.5em
}